Less money stress.
More people who grow.
Grove gives every employee a simple 50/30/20 budget that builds itself from real spending, goals for the things they're working toward, daily nudges that keep them on track, and rewards for the habits that stick. You give them less to worry about at work.
Money stress doesn't clock out. It comes to work.
Meet Jordan.
Jordan is an example employee who runs night shifts and has never kept a budget. Step through a year with Grove from Jordan's side of the screen and see how small daily habits add up.
Jordan's numbers are Jordan's. As the employer, you'd never see balances, transactions, budgets, goals or debt, for Jordan or anyone else on your team.Small splits. Big futures.
Grove budgets every paycheque the 50/30/20 way: half for needs, 30% for wants, 20% for savings and debt. Drag a salary and see what that 20% could grow into.
A benefit people open on a Tuesday, not just at open enrollment.
Zero lift for HR
A simple 50/30/20 budget builds itself from real spending. No workshops to schedule, no spreadsheets to hand out.
Habits, not homework
Daily updates, alerts and streaks bring people back every day, so the benefit actually gets used.
Private by design
You never see balances, spending, budgets or goals, for anyone. Reports show participation only. Grove never sells data, and deleted accounts are erased within 30 days.
Rewards that motivate
Points for check-ins, streaks and goals turn into gift cards and cashback your people actually want.
Goals that matter to them
Paying off debt, saving for a house, building a cushion: employees set their own goals and Grove shows how to get there. They stay in control of every dollar.
Cross-border ready
One benefit for teams across the United States and Canada, backed by bank-level 256-bit encryption.
Live in weeks, not quarters.
A kickoff call to set goals and pick how employees join: a private invite link or an eligibility file.
A ready-made launch kit: emails, Slack posts, posters and a payday-week challenge to build momentum.
Quarterly participation reports: how many people joined and how often they use Grove. Never a dollar figure, never a name.
Built for employers and the HR teams behind them.
Questions HR asks us
Can we see our employees' finances?+
No, never. You won't see anyone's balances, income, spending, budget, debt or goals, individually or as a group. Your reports only show participation, like how many people signed up and how often Grove gets used. Grove never sells data.
What does it cost?+
About $2 per employee per month, paid by the employer. Employees never pay a thing. That covers the app, the launch kit, rewards and quarterly participation reports.
How is bank data protected?+
Accounts connect through Plaid with read-only access and bank-level 256-bit encryption. Grove can see transactions to build the budget, but it can't move money, make payments or open accounts. If someone deletes their account, their data is permanently removed within 30 days.
Where is Grove available?+
The United States and Canada.