Earn Rewards for Budgeting

The only app that gives you rewards for budgeting. Save your money, hit your goals, and daily updates so you can stay aware of your money. Perfect for budgeters who want to save, while living life.

Grove Income screen shown on a phone held in hand

Grove Cuts screen shown on a phone held in hand

Grove Goals screen shown on a phone held in hand

Grove SMS screen shown on a phone held in hand

📊

Daily Update

You have $42 left in today’s budget.

🔥

Savings Streak

You saved $128 this month.

☕

Spending Alert

Coffee run: $6.50 at Roastery.

💵

Cashback Earned

+$3.20 back on groceries.

🛡️

Weekend Saved

You skipped $40 of impulse buys.

🎯

Goal Reached

Emergency fund target hit!

📅

Budget Streak

7 days under budget!

🔔

Bill Reminder

Rent auto-pay tomorrow.

🎁

Reward Unlocked

+$5 reward for staying on track.

📈

Goal Progress

Vacation fund is 60% complete.

“Finally saving without feeling broke.”

— Maya

“Hit my goal three months early.”

— Jordan

“Budgeting that actually feels rewarding.”

— Anne

“Paid off my card in weeks.”

— Alex

“Every dollar has a job now.”

— Sam

“Cash back just for budgeting? Yes.”

— Riley

“Grove made saving actually fun.”

— Chloe

“The only budget app that stuck.”

— Devon

Everything you've ever wanted to have in your budget app – and more

Budget smarter and stress less with the only app that turns saving money into a rewarding habit.

Earn points to budget. Finally

Grove sends you daily updates on your spending, upcoming bills, and goal progress — so you always know exactly where you stand.

Grove rewards — earn points for hitting your budget goals

Know exactly what you spend.

Grove automatically sorts every transaction into needs, wants, and savings — so you see the real picture without opening a spreadsheet.

Find what to cut. Fast.

Grove flags your biggest overspends and shows exactly what to trim so you can hit your savings goal without guessing.

Goals that grow with you.

Set savings goals for anything — debt, travel, emergencies — and watch Grove track your progress and keep you on pace.

Rewards for staying on track.

Earn points for daily check-ins, savings streaks, and hitting goals — then redeem them for gift cards, cashback, and other perks.

Import your bank in seconds

You can extremely fast connect your bank to Grove so that way you can start saving without having to wait. Get up & running and get towards those rewards asap.

A yearly savings record book

Grove scans your spending and shows you exactly where to trim so you can hit your savings goals without guessing.

Your year in review.

Look back at every month, milestone, and savings win in one beautifully organized record.

Savings streaks that stick.

Build momentum with daily check-ins, streaks, and rewards that make saving feel like a win.

More reasons you'll want to budget with Grove... like yesterday

Community. Share wins, ask questions, and learn from thousands of budgeters building wealth together.

Privacy first. Your financial data is encrypted and never sold. What you earn, save, and spend is yours alone.

SMS. Get simple, helpful messages about your spending, bills, and goals — right in your text messages.

See what your money could do.

Drop in your yearly income. Grove splits it into a 50/30/20 plan and shows where your net worth could land in 30 years.

Yearly income (after tax)

$75,000

$20K$250K

Projected net worth

$1,524,964

vs. $304,993 avg. household

in 30 years, investing your 20% at a 7% average return

Estimate only. Average household based on a ~4% household savings rate. Assumes 7% annualized return, compounded monthly.

Needs50%

$37,500

Rent, groceries, bills · $3,125/mo

Wants30%

$22,500

Dining, travel, fun · $1,875/mo

Savings20%

$15,000

Debt payoff, investing · $1,250/mo

FAQ

How can we help?

Still curious? Everything in Grove is free — so the easiest answer is to try it.

Is Grove really free?

Yes. Grove is free forever — no paywalls, no premium tier, and we never sell your data.

How does Grove connect to my bank?

Securely through Plaid, using the same bank-level 256-bit encryption your bank uses. Access is read-only, so Grove can see transactions but can never move your money.

Which countries does Grove support?

Grove supports banks in the USA and Canada.

Can Grove help me pay off debt?

Yes. Add a credit card or loan as a goal and Grove finds spare cash in your budget to chip away at it, then tracks your payoff date as you go.

Is it too late to start budgeting?

Not at all. Whether you are just starting out or catching up later, a simple budget helps you take control and make progress one step at a time.

How do I delete my account?

Open the app, go to Settings → Account → Delete account. Your data is permanently removed within 30 days.

Ready to grow your money?

Join thousands ditching their spreadsheet and paying off debt with Grove — free, forever.